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Cayuga Security and Investigation, Inc.
PO Box 404
Syracuse, NY 13214-0404
Phone: (315) 569-4763
Insured - Bonded
Private Investigator, Process Server, Security Consulting & Services
Licensed Private Investigator, by the New York Department of State
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| Insurance Investigations |
  
Fraud & dishonest employees costs insurance companies millions $$$ every year.
What Is Insurance Fraud?
Methods of defrauding insurance companies are manifold, as are the means of investigating them. As a crime, however,
evidence shows that insurance fraud in wealthy nations is increasing, with many governments running public awareness
campaigns to deter potential fraudsters and appeal to the public to report any suspicious claims.
One of the most common forms of insurance fraud is the exaggeration of injuries sustained in an accident. For example,
a claimant in a vehicle accident who sustained genuine injuries may exaggerate their extent, their effect on his ability
to work or enjoy life and the length of time it takes for the injuries to heal. Such exaggerations are made with the
intention of receiving a higher amount of money. Due to the fact that many injuries can be exceptionally difficult to
quantify (for example, psychological injuries or physical injuries such as whip-lash), investigators will often seek to
establish that what the claimant claims is true (for example, if a claimant states he or she cannot work) and that there
are no obvious discrepancies in the symptoms claimed (very often examined in conjunction with medical staff). Surveillance
is often employed in such circumstances to verify the claim.
Another form of lesser known fraud is that of claiming on an insurance policy for injuries sustained before the policy came
into effect. For example, in a road accident, a person may claim to have sustained a debilitating back injury. On investigation,
however, it transpires that the injury had been sustained in an incident some months or even years before. Very often insurance
companies and investigators will study medical reports and history to eliminate this possibility, as well as searching for
evidence of previous claims or accidents.
There are also many forms of fraud involving property, some of which have garnered more attention in the media due to higher
monetary value on the policies. An example would be a person with valuable assets (property, for example) who deliberately
destroys them, often through arson, with the intention of then claiming the value back through insurance. Another form would be;
An art collector insures a high value piece and then having it 'stolen' and claiming the money for himself or herself and keeping
the art piece in the process.
Our Services
Our staff is experienced in a full range of insurance-related investigations. We conduct claimant
activity checks, state-of-the-art surveillance, worker compensation fraud, witness statements, scene
investigations and photographs, undercover investigation and videotape documentation, liability
insurance fraud. We pride ourselves in conducting cost-effective, professional, and - most importantly
- discreet and unobtrusive investigations to enable the insurance SIU and claims professionals to make
the right choices.
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Categories that we offer support for but are not limited to:
- Workers' Compensation investigations
- Liability investigations
- Surveillance
- Activity checks
- Interviews and sworn statements
- Background investigations
- Site visits, scene processing, and photographs
- Subrogation investigations
- Locates
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If you need help in any of the categories listed to the left or even one that is not listed, please contact us by filling out the form
on our Contact Us page. We will get back to you in a timely manner.
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